Your Credit: Start Now!

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Our Services


The First Step in getting your financial life back is identifying the derogatory information that is weighing down your credit scores. Fortunately, the law allows any consumer to challenge inaccurate information on his or her credit report if that consumer believes that certain items are being reported incorrectly. Our job is challenging inaccurate, inconsistent and incomplete information that appears on your credit report on-your-behalf.


The Second Step is restoring the rest of your credit while we work on removing the inaccurate information.

It’s not enough just to remove negative items, but you must build the rest of your credit to add substance to your credit profile. We will educate you weekly during the process on how to enhance the rest of your credit to prove to FICO and creditors that you can make your payments on time and be a great credit risk in your future life.

Raise Your Score

The Third Step is advising you on how to safeguard your credit once we succeed in raising your credit score. As we all know, the credit score is the number one factor when it comes to getting what you want financially in life. No more low credit score, No more gettting denied or paying high interest rate loans, credit cards, car payments or mortgage payments. We are talking Freedom.

Personalized Strategy

Every customer’s situation is different. Every step our prcoess is transparent to you. We offer you a customized Client-Portal so you can Log-in and see the entire process and follow our strategy as we help you reach your goals within the shortest time possible.

Free Consultation

We know you have questions before we start helping you raise your credit score? No problem—we offer a Free-Consultation. Just go to the Contact-Us page and send us a message Or give us a call 347-230-8552.

Rejoice in Results

It takes longer to FIX BAD-CREDIT than it does to RUIN GOOD-CREDIT. Be patient with yourself. Each person's credit profile is different so we can’t guarantee how long it will take to get individual results until we start the process, but we can say most of our customers start seeing the best results within 90 to 120 days of signing up for our service.

We set high expectations

We set high expectations for ourselves as a credit improvement company. You can expect only the best service from our team of credit experts. We are dedicated to helping our clients get back on financial track. We work with Credit Bureaus, Creditors and Collection-Agencies to fix and rebuild tarnished credit. We will work aggressively by targeting the inaccurate information that is affecting YOU personally and force them to change those items.






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Why Should I Choose Genius Credit Boutique as my credit warrior?

We don’t only work agressively to remove the negative inaccurate information from your credit report, we give you the credit education you need to improve your credit score also.

How Long Does it Take to See Results?

You can start seeing results in as little as 30-45 days, but it may take up to 90 to 120 days in some cases.

How Will You Get My Credit Report?

The most painless way to do this is to sign up with which gives you access to all 3 credit reports and scores and is extremely compatible with our software. Using this method makes the process move quickly and seemlessy for you and for us, Once you have signed up, you give us the login information and we take it from there. You can also email us the login information at Your information is held in the strictest confidence and privacy

How It Works

Identifying the Problems

The most important First-Step on the path to better credit is to identify the inaccurate information that is bringing your score down. Our intelligent software does a deep credit analysis using our patented Credit-Analyser. This is where your money is best spent. Our patented software first imports your Credit report from the credit source then using FCRA, FTC, guidelines our Credit-Analyser breaks down the imported credit report and identifies the inconsistencies and inaccuracies and identifies the items we need to challenge.

Challenging the Bureaus

Once we have identified all of the information that is not verifiable, inaccurate or misleading, we import it into our system. Then the war begins; us against them. In the process, we challenge Credit Bureaus, Creditors, Collection Agencies and anyone who reported to your Credit Profile using Industry Regulatory Laws and Guidelines and case studies. This is our strong point.

Analyzing the Updated Reports

After the UPDATED CREDIT REPORTS have come back TO YOU in-THE-MAIL from the CREDIT BUREAUS, you will FAX, EMAIL or MAIL them to US for review. We will then go over them once again to verify that the inaccurate, unverifiable or misleading information was removed or updated.

Weekly Education

During the credit restoration process, we will provide you with the weekly education you need to help you in raising your credit score.

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